Passive yields,secured by real estate.
Access institutional-grade real estate debt without the hassles of property ownership. Target a 10 to 14 percent annual yield from short-term, first-lien loans, paid as consistent monthly income.
$15,000 minimum investmentPrincipal Protection™ included
Estimate your income
See what your capital could earn
Move the sliders to model a position. Finresi structures short-term loans to pay consistent monthly returns across a 4 to 12 month term, with a target annual yield in the 10 to 14 percent range. Every figure below is illustrative, so you can get a feel for the math before you commit.
- Monthly, not someday
Income arrives on a monthly cadence, not after years of waiting for appreciation.
- Secured by property
Every loan is backed by a lien on tangible residential or mixed-use real estate.
Illustrative estimate only. Not a projection, offer, or guarantee of returns. Actual yields vary by loan.
Create your accountAccess
Bank-level opportunities, now open to you
Historically, the most secure real estate debt was reserved for institutional banks and large funds. Finresi bridges that gap. We originate and strictly vet short-term loans for professional real estate operators, then pass the yield directly to accredited investors.
- Rigorous underwriting
Every loan is backed by a first or senior lien on a tangible property.
- Zero direct management
No tenants, no repairs, no term sheets. Passive, secured income.
Protection
Structured to protect your downside
High yield should not mean high anxiety. Finresi is built to protect your capital while paying monthly income, through proprietary platform features.
Principal Protection™
A dedicated reserve account structured to help insulate your initial investment.
Secondary market
Need liquidity? Seek an exit before term maturity through our internal secondary market.
Current opportunities
Loans open for funding right now
A snapshot of the loans currently open on the platform. Availability and terms change as loans fund, and nothing here is an offer to sell securities or a record of past results.
SFR-Detached
Littleton, CO #122
$690,104 loan amount
Multifamily 5+ with 6 units
Cleveland, OH #158
$331,500 loan amount
Multifamily 5+ with 10 units
710 Rockford Ave #704, Dayton, OH 45405, USA #153
$360,750 loan amount
SFR-Detached
Upper Marlboro, MD #159
$473,000 loan amount
Comparing your options
Returns typically reserved for banks
With Finresi you get access to the kind of investment - and the kind of yield - that has historically sat with institutions.
2024 YTD Benchmark Returns
Benchmark figures as published by Finresi for 2024 year to date. Yields are targets, not guarantees, and past performance does not indicate future results.
The Finresi Standard
Engineered for capital preservation
High yield should not mean high anxiety. Every loan runs through the same protections before a dollar of your capital is committed.
Principal Protection™
A dedicated reserve account structured to help insulate your initial investment.
Rigorous underwriting
Every loan is originated and vetted in-house and backed by a lien on tangible property.
Secondary market
Seek liquidity before term maturity through our internal secondary market.
Monthly distributions
Short 4-to-12-month terms structured to pay consistent monthly returns.
Insights
From the Finresi blog
Getting StartedNotes vs. Fund: Which Is Right for You?
Finresi offers two ways to invest: hand-picked individual notes or the diversified Finresi Fund 1. Here is how to choose between them.
Read article
PlatformUnderstanding Principal Protection
Principal Protection is one of the features investors ask about most. Here is what it is, what it does, and what it does not promise.
Read article
FundamentalsWhat Is Real Estate Debt Investing?
Real estate debt puts you in the lender's seat instead of the owner's. Here is how it works, and why accredited investors use it for monthly income.
Read articleFAQ
Questions, answered
Who can invest with Finresi?
Platform access is currently limited to accredited investors. You confirm your accredited status when you create your account, before funding any position.
What returns can I expect?
Finresi focuses on short-term real estate debt with a target annual yield in the 10 to 14 percent range, paid as consistent monthly returns. Target yields vary by loan and are not guaranteed.
What is the minimum investment?
The minimum investment is $15,000, whether you build a portfolio of individual notes or invest in Finresi Fund 1.
How long is my capital committed?
Loans are short term, typically 4 to 12 months. If you need liquidity before a loan matures, you can seek to exit your position through the internal secondary market.
How is my investment secured?
Every loan is backed by a lien on tangible residential or mixed-use real estate. Notes are structured with a first or senior lien position wherever possible.
What is Principal Protection™?
Principal Protection is a dedicated reserve account structured to help insulate your initial investment. It is a structural feature of the platform, not a guarantee against loss.
Still deciding? An advisor will walk you through a live deal, end to end.
Ready when you are
Ready to diversify your portfolio?
Join accredited investors earning consistent monthly yield through expertly vetted real estate debt.
Platform access is currently limited to accredited investors. Minimum investment $15,000.
